Department of Insurance and Financial Services  
Insurance  
Administrative Rules for Good Moral Character  
Rule Set 2022-38 IF  
NOTICE OF PUBLIC HEARING  
Friday, October 21, 2022  
10:00 AM  
Upper Level, Conference Room No. 6  
611 W. Ottawa St., Lansing, Michigan 48933  
The Department of Insurance and Financial Services will hold a public hearing to receive public  
comments on proposed changes to the Good Moral Character rule set.  
The Director of the Department of Insurance and Financial Services is responsible for making  
determinations of “good moral character” for the purposes of licensure as an insurance producer,  
solicitor, adjuster, and insurance counselor under Chapter 12 of the Insurance Code of 1956. Consistent  
with the Insurance Code of 1956 and 1974 PA 381, the proposed rules: a) identify convictions, not  
already identified as a bar to licensure under the Insurance Code of 1956, that evidence an applicant’s  
lack of good moral character; b) establish standards for the Director’s review of an applicant’s good  
moral character; and c) establish procedures for an applicant to submit a claim to rebut the use of a  
conviction as evidence of lacking good moral character.  
By authority conferred on the Director of the Department of Insurance and Financial Services by Section  
210 of the Insurance Code of 1956, 1956 PA 218, MCL 500.210, Section 3 of 1974 PA 381, MCL 338.43,  
and Executive Reorganization Order No. 2013-1, MCL 550.991.  
The proposed rules will take effect immediately after filing with the Secretary of State. The proposed  
rules are published on the State of Michigan's website at www.michigan.gov/ARD and in the 10/1/2022  
issue of the Michigan Register. Copies of these proposed rules may also be obtained by mail or  
electronic mail at the following email address: [email protected].  
Comments on these proposed rules may be made at the hearing, by mail, or by electronic mail at the  
following addresses until 10/21/2022 at 05:00PM.  
Michele Estrada, Department of Insurance and Financial Services, Office of Research, Rules, and  
Appeals  
Department of Insurance and Financial Services, Office of Research, Rules, and Appeals, P.O. Box  
30220, Lansing, MI 48909-7720  
EstradaM1@michigan.gov  
The public hearing will be conducted in compliance with the 1990 Americans with Disabilities Act. If the  
hearing is held at a physical location, the building will be accessible with handicap parking available.  
Anyone needing assistance to take part in the hearing due to disability may call 517-284-8735 to make  
arrangements.  
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